tag:blogger.com,1999:blog-75637526818843764372008-07-02T05:22:57.149-07:00Menoreply@blogger.comBlogger99125tag:blogger.com,1999:blog-7563752681884376437.post-50473978905263144042008-07-02T05:04:00.000-07:002008-07-02T05:22:57.462-07:00

State Farm Insurance offers insurance for auto, home, and life insurance. The companies are State Farm Mutual Automobile Insurance, State Farm Life Insurance Co, and State Farm Fire and Casualty Co. State Farm also has a relationship with Assurant Health for health insurance. State Farm started offering auto insurance in 1922, life insurance in 1929, and property insurance in 1935. The auto

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-2100929641033914122008-02-07T01:48:00.000-08:002008-02-07T13:36:28.501-08:00

Insurance quotes are good for a few different reasons. They are free, and they save you money. Whether you are looking for auto insurance, home insurance, health insurance, or other types of insurance, it's important to shop around. We've all seen the commercials about how you can save money by switching to a different insurance company, but all companies say that you can save money by

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-58695385239686885662008-02-02T18:33:00.000-08:002008-02-07T00:53:48.985-08:00

The Texas Department of Insurance has comparisons for home and auto insurance which will give you approximate prices in Texas from different insurance companies. There is also information about financial ratings and complaint index. The prices you see are not actual premiums, but just a general idea of what you might pay. The comparisons are based on limited factors, so actual rates will vary.

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-55000307711238405682008-01-31T14:35:00.000-08:002008-01-31T14:58:30.375-08:00

Unitrin Direct offers auto insurance in many states and continues to expand. The auto insurance company was founded in 2000, and is a subsidiary of Unitrin. The Unitrin Property & Casualty Insurance Group is currently rated "A" excellent by AM Best for financial stability. Unitrin Direct offers many different types of discounts for auto insurance and may vary by state. Some of the discounts

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-15022327636543750822008-01-30T16:23:00.001-08:002008-02-04T17:50:38.800-08:00

Insurance complaints dropped this year, while the most common types of complaints remain relatively unchanged according to new statistics. According to data from the National Association of Insurance Commissioners (NAIC), insurance complaints decreased 3.6% in 2007 from the previous year's data. The most common types of complaints were Delays (16%), Denial of Claim (14.7%), Unsatisfactory

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-42187188682574136182008-01-28T18:04:00.000-08:002008-01-29T18:35:34.756-08:00

The Senate Health Committee voted against the bill that would have required all Californians to purchase health insurance. The bill, AB X1 1, was scheduled for vote last wednesday, but then delayed until Monday. The committee was concerned about the spending in the bill, as well as the mandate that would require people to purchase health insurance they may not be able to afford. The bill

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-54174806581839370092008-01-28T14:58:00.000-08:002008-01-29T18:36:07.949-08:00

Wisconsin has proven to be a leader for insuring kids. Wisconsin's new program will provide health insurance for all children in the state, regardless of income. The health insurance program, BadgerCare Plus, will be available to people in Wisconsin starting February 1, 2008. Low income families will be able to enroll their children into BadgerCare Plus at no charge.  Higher earning families

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-20914025638863423722008-01-25T18:44:00.000-08:002008-01-29T18:36:38.507-08:00

On Wednesday, Blue Cross Blue Shield Association has announced a plan for covering the uninsured and comprehensive reform. The five-point plan is called "The Pathway to Covering America". BCBSAs five-point plan for comprehensive reform includes the following: 1. Encourage Research on What Works. Today, an estimated 30 percent of healthcare spending goes toward care that is ineffective,

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-15101051984549795052008-01-24T12:10:00.000-08:002008-01-29T18:37:24.216-08:00

Aetna announced today that it has begun selling health plans for individuals and their families in Alaska, Arkansas, Mississippi, West Virginia & Wyoming. The new Aetna Advantage Plans for Individuals and Families will be effective February 1, and consumers will be able to purchase health insurance directly from Aetna or through independent insurance agents or brokers. Individuals may choose

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-58326865506663682812008-01-23T23:46:00.000-08:002008-01-24T00:29:33.471-08:00

The Massachusetts Division of Insurance announced they have launched a new website that helps consumers locate insurance agents and insurance products in Massachusetts. The website lists agents/agencies that are licensed to sell insurance in Massachusetts, and have also registered to be on the website. At the website, agentfinder.doi.state.ma.us, consumers can perform a search by entering their

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-22251030840263004402008-01-22T22:28:00.000-08:002008-01-29T18:37:52.798-08:00

UPDATE: Originally the vote was scheduled for Wednesday, but Perata requested it be delayed until Monday. Arnold's bill for mandatory health insurance in California is up for vote is now delayed until Monday. However, there is a key senator, Leland Yee, that opposes the bill, so it probably won't pass. The law, AB X1 1, would require all Californians to purchase health insurance, with no

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-58527203187362778162008-01-20T21:41:00.000-08:002008-02-07T02:05:44.750-08:00

What does an average insurance rate mean to you, factors that influence insurance costs, and how rates vary depending on the company. The average car insurance rate is $829, and the average home insurance rate is $764. Those are the national averages, but rates vary by as much as $500 depending the state you live in. Car insurance rates are going to vary depending on type of car, location,

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-31394946245377527582008-01-18T23:46:00.000-08:002008-01-19T23:31:33.928-08:00

Just days after Allstate was issued a suspension in Florida, Allstate can now once again write new policies in the state. Allstate sent an emergency motion for immediate relief to the appeals judge and it was granted. The commissioner had previously suspended Allstate's authority to do business in Florida, and now he says that this is just another step in the process that enables Allstate to

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-49512150102992871582008-01-17T21:20:00.000-08:002008-01-29T19:47:26.978-08:00

The national association of insurance commissioners (NAIC) released its homeowners insurance report, providing data for average costs by state and other information. Although the cost of real estate differs in each state, it still gives you a good idea what an average rate would be in each state. Also, insurance companies have a team of professionals that evaluate risk, so the costs may be a

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-47829927165578689482008-01-16T18:31:00.000-08:002008-01-17T22:22:36.084-08:00

Florida Insurance Commissioner, McCarty, announced he has suspended Allstate from writing new policies in Florida until they comply with the subpoenas served Oct. 15. Allstate was supposed to provide appropriate documents before Tuesday's hearing, but instead sent 51 pages of objections to the subpoenas. The suspension applies to all Allstate companies in Florida from writing new policies.

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-23901670157629687672008-01-12T17:30:00.000-08:002008-01-30T16:58:12.800-08:00

The Washington Department of Insurance announced this week that the Insurance Commissioner will again request legislation to restore his ability to regulate rates for individual health insurance. According to the reports, insurance carriers say individual plans don't need to be regulated because there's no problem. However, the commissioner points out that many consumers are seeing rate

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-42730317370328490802008-01-10T14:52:00.000-08:002008-01-10T19:17:23.784-08:00

MYTH: Independent insurance agents can compare rates from all carriers. FACT: Independent agents can only compare rates from carriers they have contracts with. Some larger agencies may be very good at comparing rates, but new, smaller agents may only have a few carriers they represent. Carriers usually want a minimum of premiums, or the agents get dropped. MYTH: Independent agents only try

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-42079237804470785032008-01-08T19:33:00.000-08:002008-01-18T06:54:23.088-08:00

The California Department of Insurance created a tool for comparing auto insurance rates. The premiums shown are based on a CDI automobile premium survey. The results are not premium quotes, but is provided to encourage Californians to shop around for insurance. The tool asks if you want standard or liability coverage, where you live, your sex, how long you have been licensed, miles you drive a

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-31750619070315560822008-01-06T14:37:00.000-08:002008-01-06T16:23:01.617-08:00

I was reading a question for Hillary, and the question was: Why does New York spend more on government health-care than every other state but still has a larger portion of its population walking around without health insurance than states that spend far less? He touches on several points: * New York has guaranteed issue and community rating. This drives up costs so individuals can't afford

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-74123283319711347562008-01-05T15:03:00.000-08:002008-01-07T07:56:01.573-08:00

Progressive announced that independent agents in 12 states now - and all states by mid-year 2008 - can accurately quote commercial auto policies using their agency-dedicated web site, ForAgentsOnly.com. Agents say that quoting in real-time helps service their customers much better. The platform is similar to both ProRater and Progressive's private passenger auto FAO quoting experience. The

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-35026314684409853712008-01-04T08:38:00.000-08:002008-01-29T20:07:34.584-08:00

Whether you agree that credit score should be a factor in determining insurance rates, in most states and with most insurers, it can be a factor. Using credit score for other types of financial services makes sense, because they want to make sure you pay your bill. It may be true that those with lower credit scores are more likely to file claims. It's really difficult to determine why they

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-24313361258641554282008-01-01T07:10:00.000-08:002008-01-03T00:00:27.734-08:00

With a new year, comes many changes. There's quite a few new things with insurance this year. All of these changes only apply at a state level, except for the SCHIP extension. This is by no means, a complete list, but is some new things interesting about what the new year brought to insurance. These are not listed in order of significance. * Florida drivers must now carry PIP insurance

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-57419887705021579852007-12-30T20:58:00.000-08:002007-12-31T10:50:44.074-08:00

Finally, legislation was signed on Saturday to extend SCHIP until March 31, 2009. This will ensure that the states will have enough funding to continue with their programs. The SCHIP bill had previously been vetoed twice, because neither party could come to an agreement on the amount of funding and other specifics. SCHIP has been around for about 10 years, and has received a lot of publicity

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-15172331306235269052007-12-27T18:05:00.000-08:002008-01-17T23:04:16.579-08:00

Florida will once again require drivers to carry personal injury protection (PIP) insurance effective January 1st, 2008. As part of the legislation, insurance companies must notify policyholders how the mandatory restoration of PIP/no-fault will impact them. If a policyholder fails to maintain PIP coverage, the law requires your insurance carrier to cancel your policy and inform the

Menoreply@blogger.comtag:blogger.com,1999:blog-7563752681884376437.post-53672457483231472572007-12-26T20:50:00.000-08:002007-12-27T15:38:48.326-08:00

Auto insurance rate quotes are quick, free, and a fast way to compare insurance rates. Getting free auto insurance quotes and comparing rates is an easy way to find low cost auto insurance. Auto insurance companies are competitive. This is good for the consumer, because insurers want your business. Shopping around is a good way to take advantage of this, and it will help you find an

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