Insurers announce healthcare plan

It's near election time, and every candidate has a healthcare plan. The health insurance industry has a plan of their own. Health insurers belong to a trade group, called (AHIP) American's Health Insurance Plans.

The New York Times reported that insurers seek bigger reach in coverage. The proposals, approved by a board at AHIP, will make it harder for insurers to cancel or deny coverage for people with pre-existing coverage & limit the premiums charged for such people.

The proposals also called on states to provide individual coverage for people who were likely to have extremely high medical bills.

Personally, I think this is a great idea. If the states are going to give health insurance to anyone, it should be people that can not afford it, or people that can not get it.

It's also up to the states to regulate the insurance industry, and AHIP is right, the states should make it more difficult for insurers to cancel or deny coverage, and limit premiums.

This may be good sound advice from the insurance industry to the states.