Health care plan to win

Every candidate wants a healthcare plan that would be good for the people and good for the health insurance industry. The trick is to create one for both.

Before I start my rant, I'm no expert on healthcare around the world and this is just my opinion, from what I know. Many countries have private and public healthcare and do ok, however the US leans towards primarily private healthcare.

I believe that the private healthcare industry is great in the US. First, I don't think we should make health insurance the same price for all ages, and the same price regardless of health. Second, I don't think health insurance should be mandatory, since it would drive up the price of healthcare for all. Here is why. Insurance companies may be pressured into providing health insurance for all and that would drive up the cost.

Every state has a different approach to healthcare and we are well aware of that. We have healthcare for people that can't afford health insurance already. I believe that we need health insurance for people that can not afford health care, or unable to get private healthcare, due to pre-existing conditions - and allow the states to set up such programs provided by both state & federal funding. CHIP is a program that provides healthcare for children, and I think it could provide health insurance for people for adults.

There is no denying that states can decide to make health insurance mandatory. However, I strongly suggest that they not do that because it will just drive up healthcare costs.

The next issue that should be addressed is how the private health insurance industry operates. They should not be allowed to provide you health insurance, and then when you need it, to cancel you. There should be more laws in place and better regulated these poor practices.

Americans want to feel safe with their healthcare they purchase and don't want to be canceled just because they got sick. Since the states regulate these matters, the states need to call out these companies and give stiffer fines to them. There is no reason that people should be canceled after they have been paying for health insurance their whole lives. It may be rare cases that this happens, but it should be stopped abruptly.