Comprehensive Auto Insurance

Watch out for deer! Over a million people accidently hit a deer on the road last year, according to this article at USA Today. For accidents such as hitting a deer, you need comprehensive insurance coverage. Collision insurance coverage is not always enough to protect your automobile.

Comprehensive coverage will cover your car when damage is caused by an unknown party or natural disasters. This coverage will also protect you from theft, flood, vandalism, or if you hit a deer. Comprehensive coverage is not required in most states, but it's a good idea to have on your policy. You'll be reimbursed minus your deductible, and be sure to read your policy.

If you see one deer, there may be other deer close by. Deer travel is small groups and are usually not alone. So use your bright lights, (as long as their is no incoming traffic) so you can see deer even if they are off the side of the road. When you see a deer off the side of the road, you should try and slow down, (but be sure there is nobody close behind you), sometimes deer like to jump across the road. Also, remember speed limits are for a reason.