Monday, October 8, 2007

New Jersey's health insurance disaster

I already knew that health insurance in New Jersey is expensive, in fact the most expensive in the country, but I didn't realize the reality of the huge problem. The number of uninsured New Jersey children has gone from 9% in 2000, to 37% in 2005, reported here at alliedquotes.com. This is compared with a 9% decrease nationwide. Forget the politics about children's health insurance for the middle class, ect. Shouldn't we really be concerned about New Jersey?

Here is more information about New Jersey's health insurance and the "Reform" they had in the 1990s. Age makes no difference how much you pay. So if you are 18 earning minimum wage you still had to pay the same amount as someone that is 50 years old. The article was written in 2001, but I'm not sure much has changed.

Ok, let's think for a minute. Who has the most expensive health insurance? New Jersey. Who has 37% of their children uninsured? New Jersey. Government health insurance isn't the problem. Private health insurance is the problem. Who created the problems with private health insurance there? The government. Our politicians. Maybe the lobbyists? Maybe the insurers?

Regardless who created the problem, I think it should be fixed. So honestly I could really care less about the hype of the news about our president vetoing a bill and both parties fighting, they have to be just politicking. They should really be addressing the issue in New Jersey. It's bad news for both the people of New Jersey that can't afford the insurance, and bad news for the insurers who can't sell their high priced coverage.

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