Wednesday, October 17, 2007

My conversation with a State Farm agent

So I was interested in finding out more about renter's insurance. I decided to call State Farm and ask them about it. This is what I learned from the experience.

It's important to ask a lot of hypothetical questions and if an agent doesn't know your questions then ask them to double check with the claims department. It's important to know what your coverage will cover and what it won't.

This goes for any insurance company or agent you are dealing with. You need to know what coverage your are purchasing. Take a look at the policy yourself and have the agent looking at the policy as well. You may or may not have any questions about your policy. However, it's always wise to ask them questions and then ask them to point out where on the contract it says the answer.

This goes for any insurance policy you are purchasing and every insurance company you are working with. Just because you get an answer from one company that says one thing, doesn't mean other company's have the same policies. Each company has different policies and you need to know what policy is right for you. Read the fine print. Ask questions and get them answered.

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