Dog Bite Insurance

More than likely your dog will not bite anyone, but just incase your friendly companion accidently bites something, maybe you should get protection? Even if you don't own a home, you can get that type of protection. Both renters insurance and homeowners insurance can offer liability insurance on your policy, but make sure it does not exclude canine liability.

There are a few exceptions of dog breeds that some companies will not insure liability on, but can usually find a company that will insure those breeds. Pitbulls and a couple others may be on the banned dog list for some insurance companies. It's a good idea to get liability insurance regardless if you have a dog or not, but having a dog, you don't want your dog to bite another dog or your friend. So you may want to consider getting a policy that covers you in case something like this may happen.

Most homeowners have insurance, but renters that may have dogs, don't always have renters insurance. Renters insurance is cheap and can protect you from the small risks of having a dog, but make sure it covers canine liability. Unless you have a really small dog, you may not need to bother, but if you have a bigger friendly dog, it may be worthwhile to consider this option.

If you have homeowner or renters insurance, and it does not cover canine liability, talk to your insurance agent about getting "personal umbrella liability' which might include canine liability, but be sure to check.

Related Articles
Insurance for the Dog Owner
Dog Bite Liability